The RF will continue your Health Care coverage after you retire, if you meet the following eligibility requirements and pay the required premium. You must:
- Be enrolled in the RF Health Care plan when you retire;
- Have completed a minimum of 10 years of full-time service or the equivalent in part-time service at 50 percent or more of full-time effort (e.g., a person working 50 percent of full time for 20 years would qualify) with the RF immediately before you retire;
- Be at least age 55;
- Be continuously employed by the RF during the one-year period immediately prior to retirement; and
- Enroll in Original Medicare Parts A and B when you reach age 65.
- Note: Effective July 1, 2019 service in a Postdoctoral employee classified position will not count towards eligibility for participation in the Retiree Health Plan
If you do not meet these eligibility requirements, you may still continue coverage under the RF Health Care plan under COBRA.
The RF will continue Health Care coverage for your eligible dependents if they have been covered under your plan for at least one year before you retire. No new dependents can be added to your coverage after you retire. If you die, health insurance for your covered dependents will continue for the remainder of their lifetime, while your dependents remain in an eligible status and pay the required premium.
Health Care Coverage for Retirees and Dependents Who Are Age 65 or Older and Eligible for Medicare:
Medicare-eligible retirees and/or their Medicare-eligible dependents age 65 and older will be able to choose from a wide variety of Medicare supplemental medical and prescription drug plans available through Alight Retiree Health Solutions, a well-established private health exchange. Retirees also may select Medicare supplemental medical and prescription drug plans not offered by Alight Retiree Health Solutions; however, they will not be eligible to receive the Alight Retiree Health Solutions' enrollment support services.
Retirees or eligible dependents who are not yet age 65 or Medicare-eligible will continue to be enrolled in the current RF group Health Care plan until they reach age 65 and become Medicare-eligible. Any covered dependent children will continue to be enrolled in the RF group Health Care plan until they reach the age limitation of the plan.
If you do not meet the eligibility requirements, you may still continue coverage under the RF Health Care plan under COBRA, or select coverage through the health insurance marketplace.
For additional information regarding retirement, please refer to the Benefits Handbook, the Basic Retirement Plan and Optional Retirement Plan Web pages.
Note: Effective July 1, 2019 service in a Postdoctoral employee classified position will not count towards eligibility for participation in the Retiree Health Plan.
Use the "Retirement Session Request " button to schedule a session with a benefits specialist.